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Refer & Earn — Program Terms
Draft v1 — July 2026
Status: draft, assembled from common best practices for review by counsel. Not legal advice. In some states, paying per-funded-deal fees to unlicensed referrers can raise broker-licensing questions — payout structure here should be confirmed by counsel as part of the Ten Four Funding compliance review before this program is promoted.
How It Works
- Refer a driver, fleet owner, or business to Ten Four Funding using your name or a referral link/code we provide.
- We'll tell you the exact payout for your specific referral before the deal closes.
- If your referral's financing funds, you're paid up to $500 per funded transaction within 30 days of funding.
Eligibility
- Open to anyone 18 or older; no experience or license required.
- No limit on the number of referrals you may submit.
- Referred applicants must be new to Ten Four Funding (not an existing customer within the prior 12 months) and must not have applied independently before your referral.
What Referrers May and May Not Do
- You may: introduce Ten Four Funding to someone who might benefit, and share our contact information.
- You may not: quote rates or terms, negotiate financing on our behalf, or represent yourself as an employee or agent of Ten Four Funding. Referrals are introductions only — all financing conversations happen directly with Lee Oday or Ten Four Funding staff.
Payment
Payouts are made by check or electronic transfer to the referrer of record within 30 days of the referred transaction funding. Ten Four Funding may request a completed W-9 or equivalent tax form before payment, as required by law.
Program Changes
Ten Four Funding may modify or end this program at any time; referrals already submitted before a change will be honored under the terms in place when they were submitted.
Questions
Contact Lee Oday at (303) 514-5134 with any questions about a specific referral.